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In the 1940s or ‘50s, if you owned a bank, you needed physical locations—these were your “branches”—and you needed people to staff those branches. You’d have your bank managers, your loan officers, and you’d have your bank tellers. When a customer wanted to deposit a check or check their balance or make a withdrawal, they’d talk to one of the tellers; and because this was the highest-volume type of interaction that people would have with your bank, you’d have to hire tellers in huge numbers.
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其表示，当前业内出现了严重的“一拥而上，一哄而散”局面，原材料价格急剧波动，影响整个行业稳定发展。他举例，部分企业通过垄断上下游资源，形成产业链垄断优势，在项目投标中报出低于成本的价格，使行业陷入“低价倾销—利润下滑—质量缩水”的恶性循环；部分企业为降低成本，在电池生产中削减安全配置，虚报参数，或者偷工减料使用劣质电芯等，给电池应用带来重大安全隐患。